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Agent banking in Bangladesh has rapidly evolved as a key tool to expand financial inclusion, especially in remote and underserved areas. At the heart of this innovation lies a critical component the fingerprint reader. These biometric devices are now essential for secure, efficient and real-time customer verification at agent banking outlets.
What is Agent Banking?
Agent banking refers to providing limited banking and financial services to underserved populations through authorized agents outside traditional bank branches. Services include:
Account opening
Cash deposits and withdrawals
Fund transfers
Loan disbursement
Utility bill payments
Micro-credit management
To ensure secure transactions and prevent identity fraud, banks now mandate the use of biometric fingerprint readers for customer verification under the eKYC (electronic Know Your Customer) policy regulated by Bangladesh Bank.
Role of Fingerprint Readers in Agent Banking
Fingerprint readers are biometric input devices that scan and authenticate a person’s fingerprint, ensuring the person accessing financial services is the legitimate account holder.
Key Functions:
Customer Verification via eKYC database
Transaction Approval using fingerprint authentication
Prevent Fraud by eliminating fake or duplicate identities
Seamless Integration with banking software & mobile banking apps
Popular Fingerprint Readers Used in Agent Banking
Several government-approved fingerprint scanners are widely used in agent banking across Bangladesh. These devices are certified by Bangladesh Election Commission (EC) and Bangladesh Bank for national ID (NID) verification.
Common Models:
Nitgen Fingkey Hamster III
SecuGen Hamster Pro V2
Digital Persona U.are.U 4500
ZKTeco ZK4500
Mantra MFS100
Each device supports fast fingerprint capture, USB connectivity, and is compatible with most agent banking platforms used by banks like Brac Bank, Dutch-Bangla Bank, Bank Asia, Islami Bank, and more.
Benefits of Using Fingerprint Readers in Agent Banking
Benefits
Description
High Security
Eliminates PIN/password-based fraud
Faster Transactions
Real-time biometric verification
Mobile-Friendly
Easily connects with tablets/laptops
Inclusive Banking
Enables access for illiterate populations
Audit-Ready
Maintains accurate digital records
Compliance & Certification
To be used in agent banking, fingerprint readers must:
Be ISO 19794-2 and 19794-4 compliant
Support FBI PIV or FAP20 standard
Be compatible with Bangladesh NID verification server
Have EC/Bangladesh Bank approval
Banks and agents must verify this before procurement.
Our Access Control Systems Provides:
Employee time tracking
Workforce Management
Workforce management scheduling
Meets Biometrics Address Workforce Related Challenges
Manage efficient workforce
Maintain attendance management
Absence management
Leave management
Workforce analytics
Mobile workforce management
Biometric time clock systems
Payroll efficiency
attendance systems for small businesses.
Using one’s fingerprint to unlock a mobile device with a touch is fast and convenient. But does it provide sufficient security. More importantly, biometric unlock provide a level of security comparable to that of the more traditional PIN or passcode As we found in a series testing, Apple has managed to develop a comprehensive fingerprint unlock system that provides just enough security while offering a much greater convenience compared to traditional unlock methods.
Fingerprint Reader can provide benefits like:
- Efficient scheduling of workforce - Accurate capture of employee time and attendance - Saves businesses from impact of leaves and absenteeism - Remote management of off-site employees - Increased per employee productivity - Ability to accomplish tasks with lesser numbers of people - Efficient and accurate payroll due to an increase in per-employee productivity - Forecasting saves from surprises and saves money that could go wasted managing them - It helps allocate right people with the right skills to the right job at the right time
Buy Agent Banking Fingerprint Scanners
Germany Computer & Telecom Ltd. (GCTL) is one of the prominent Agent Banking Fingerprint Scanner Supplier Company in Bangladesh. Buy reasonable price of Fingerprint Scanner in Bangladesh start from Tk 5,000 only. Buy Fingerprint Scanner from Dhaka at reasonable price in GCTL. GCTL is the Trusted supplier of biometric devices for agent banking, government projects, and enterprise access control.
